Before making a borrowing decision, understand the important concepts and questions. The following guide is a general explanation, not a personalized lender offer.
Business and identity records
Common requests include constitution documents, registration details, identity records of authorized persons and PAN. GST records may be required where relevant.
Financial information
Lenders commonly request bank statements, tax filings, financial statements and an outline of existing borrowings. Working-capital cases may need cash-flow and receivable details.
Project-specific information
Expansion or CapEx financing may require quotations, business plans, projected cash flows and collateral information. The exact documents differ by lender and facility.
This article is educational, not personalized financial, tax or legal advice. Lender rules, interest rates and applicable requirements can change; confirm the current terms with a regulated lender and a qualified professional.